{"id":21560,"date":"2026-05-31T14:12:23","date_gmt":"2026-05-31T18:12:23","guid":{"rendered":"https:\/\/samuelj.ca\/?p=21560"},"modified":"2026-05-31T14:25:56","modified_gmt":"2026-05-31T18:25:56","slug":"how-much-do-you-need-to-earn-to-buy-a-house-in-quebec-complete-guide-with-real-examples-%f0%9f%8f%a1","status":"publish","type":"post","link":"https:\/\/samuelj.ca\/en\/blog\/real-estate-purchase\/buy-house-quebec-salary\/","title":{"rendered":"How Much Do You Need to Earn to Buy a House in Quebec? Complete Guide with Real Examples \ud83c\udfe1"},"content":{"rendered":"<p>Dreaming of becoming a homeowner? One question comes up more than almost any other:<br \/>\n<strong>How much do you need to earn to buy a house in Quebec?<\/strong><\/p>\n<p>Whether you&#8217;re a first-time buyer, a growing family, or simply looking for a new property, understanding your purchasing power is one of the most important steps before you even start visiting homes.<\/p>\n<p>The good news? Many people assume they can&#8217;t afford to buy when they may already qualify for a mortgage. On the other hand, some buyers believe they can afford much more than what lenders are actually willing to approve.<\/p>\n<p>As a real estate broker in the Laurentians, I see this situation regularly. That&#8217;s why I created this complete guide to help you understand what it really takes to buy a home in Quebec.<\/p>\n<div style=\"background: #e8f7e8; border-left: 6px solid #2e7d32; padding: 20px; margin: 25px 0; border-radius: 8px;\">\n<p><strong>\ud83d\udca1 Quick Answer<\/strong><\/p>\n<p>To purchase a property worth approximately $400,000, many households generally need a combined annual income between $80,000 and $100,000, depending on their down payment, debts, credit profile, and mortgage rates.<\/p>\n<\/div>\n<h2>\ud83d\udcd1 Table of Contents<\/h2>\n<ul>\n<li><a href=\"#salary\">What salary do you need to buy a house in Quebec?<\/a><\/li>\n<li><a href=\"#minimum\">What is the minimum amount needed to buy a home?<\/a><\/li>\n<li><a href=\"#borrow\">How much can I borrow based on my income?<\/a><\/li>\n<li><a href=\"#banks\">How do banks calculate borrowing power?<\/a><\/li>\n<li><a href=\"#rates\">How mortgage rates affect your budget<\/a><\/li>\n<li><a href=\"#single\">Can you buy a house with a single income?<\/a><\/li>\n<li><a href=\"#couple\">Buying alone vs buying as a couple<\/a><\/li>\n<\/ul>\n<h2 id=\"salary\">\ud83c\udfe1 What Salary Do You Need to Buy a House in Quebec?<\/h2>\n<p>This is probably one of the most searched real estate questions on Google today.<\/p>\n<p>Unfortunately, there is no universal answer. Two people earning exactly the same income may receive completely different mortgage approvals from a lender.<\/p>\n<p>Why? Because banks don&#8217;t look at your salary alone.<\/p>\n<p>They typically evaluate:<\/p>\n<ul>\n<li>Your gross annual income<\/li>\n<li>Your down payment<\/li>\n<li>Your car loans<\/li>\n<li>Your credit card balances<\/li>\n<li>Your lines of credit<\/li>\n<li>Your payment history<\/li>\n<li>Property taxes<\/li>\n<li>Estimated heating costs<\/li>\n<\/ul>\n<p>For example, someone earning $85,000 per year with no debt may qualify for a larger mortgage than someone earning $110,000 but carrying several monthly loan payments.<\/p>\n<div style=\"background: #e3f2fd; border-left: 6px solid #1976d2; padding: 20px; margin: 25px 0; border-radius: 8px;\">\n<p><strong>\ud83c\udfe6 What Many Buyers Don&#8217;t Realize<\/strong><\/p>\n<p>Income matters, but debt often has just as much impact on your borrowing power.<\/p>\n<\/div>\n<p>That&#8217;s why obtaining a mortgage pre-qualification before starting your home search is always a smart move.<\/p>\n<h2 id=\"minimum\">\ud83d\udcb0 What Is the Minimum Amount Needed to Buy a Home?<\/h2>\n<p>Another common mistake is assuming that the down payment is the only expense involved in buying a house.<\/p>\n<p>In reality, several additional costs need to be included in your budget.<\/p>\n<ul>\n<li>Down payment<\/li>\n<li>Home inspection<\/li>\n<li>Notary fees<\/li>\n<li>Land transfer tax<\/li>\n<li>Moving expenses<\/li>\n<li>Utility setup fees<\/li>\n<li>Emergency fund<\/li>\n<\/ul>\n<p>Even if your mortgage is approved, it is highly recommended to keep financial reserves available after closing.<\/p>\n<p>Many buyers also use mortgage calculators to estimate future monthly payments before making an offer.<\/p>\n<p>You can use our<br \/>\n<a href=\"https:\/\/samuelj.ca\/en\/tools\/mortgage-calculator\/\">mortgage calculator<\/a><br \/>\nto get a quick estimate of your monthly costs.<\/p>\n<div style=\"background: #fff3cd; border-left: 6px solid #ff9800; padding: 20px; margin: 25px 0; border-radius: 8px;\">\n<p><strong>\u26a0\ufe0f Important<\/strong><\/p>\n<p>Being approved for a certain amount doesn&#8217;t necessarily mean you should borrow the maximum available.<\/p>\n<\/div>\n<h2 id=\"borrow\">\ud83d\udcca How Much Can I Borrow Based on My Income?<\/h2>\n<p>Although every situation is unique, the following table provides a general guideline often used by buyers as a starting point.<\/p>\n<table style=\"border-collapse: collapse; border-spacing: 0; width: 100%; border: 2px solid #000;\">\n<thead style=\"background-color: #f4f4f4;\">\n<tr>\n<th style=\"border: 1px solid #000; padding: 10px; text-align: left; font-weight: bold;\">Annual Household Income<\/th>\n<th style=\"border: 1px solid #000; padding: 10px; text-align: left; font-weight: bold;\">Approximate Home Value<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #000; padding: 10px;\">$60,000<\/td>\n<td style=\"border: 1px solid #000; padding: 10px;\">$250,000 to $325,000<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 10px;\">$80,000<\/td>\n<td style=\"border: 1px solid #000; padding: 10px;\">$325,000 to $425,000<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 10px;\">$100,000<\/td>\n<td style=\"border: 1px solid #000; padding: 10px;\">$425,000 to $525,000<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 10px;\">$120,000<\/td>\n<td style=\"border: 1px solid #000; padding: 10px;\">$500,000 to $650,000<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 10px;\">$150,000<\/td>\n<td style=\"border: 1px solid #000; padding: 10px;\">$650,000 to $800,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>These figures are only estimates and may vary significantly depending on your financial profile.<\/p>\n<h2 id=\"banks\">\ud83c\udfe6 How Do Banks Calculate Your Borrowing Power?<\/h2>\n<p>When applying for a mortgage, lenders typically rely on two key debt ratios.<\/p>\n<h3>Gross Debt Service Ratio (GDS)<\/h3>\n<p>This ratio measures the percentage of your income used for housing expenses:<\/p>\n<ul>\n<li>Mortgage payment<\/li>\n<li>Municipal taxes<\/li>\n<li>School taxes<\/li>\n<li>Heating costs<\/li>\n<\/ul>\n<p>Generally speaking, the lower this ratio is, the stronger your application appears.<\/p>\n<h3>Total Debt Service Ratio (TDS)<\/h3>\n<p>This second ratio takes all of your financial obligations into account.<\/p>\n<ul>\n<li>Car loans<\/li>\n<li>Credit cards<\/li>\n<li>Lines of credit<\/li>\n<li>Student loans<\/li>\n<li>Support payments<\/li>\n<\/ul>\n<p>This is often the ratio that surprises buyers the most.<\/p>\n<p>A vehicle payment of $700 per month can significantly reduce your home buying power.<\/p>\n<div style=\"background: #e8f7e8; border-left: 6px solid #2e7d32; padding: 20px; margin: 25px 0; border-radius: 8px;\">\n<p><strong>\ud83d\udca1 Broker&#8217;s Tip<\/strong><\/p>\n<p>If you&#8217;re planning to buy a property in the next few months, try to avoid financing a new vehicle before applying for a mortgage.<\/p>\n<\/div>\n<h2 id=\"rates\">\ud83d\udcc8 How Mortgage Rates Affect Your Budget<\/h2>\n<p>Mortgage rates have a direct impact on how much you can afford to borrow.<\/p>\n<p>Even if your income stays exactly the same, your purchasing power can change dramatically as rates move up or down.<\/p>\n<p>Imagine two buyers earning $100,000 per year.<\/p>\n<p>If mortgage rates decrease, they may qualify for a more expensive property while maintaining the same monthly payment.<\/p>\n<p>On the other hand, rising rates can reduce their maximum approval amount considerably.<\/p>\n<p>This is why many buyers focus only on the home&#8217;s purchase price when they should also be paying close attention to financing conditions.<\/p>\n<p>For more information about the home buying process, you can also read our guide:<br \/>\n<a href=\"https:\/\/samuelj.ca\/en\/advices\/real-estate-purchase-quebec\/\">Home Buying Advice in Quebec<\/a>.<\/p>\n<h2 id=\"single\">\ud83d\udc64 Can You Buy a House with a Single Income?<\/h2>\n<p>Absolutely.<\/p>\n<p>Contrary to popular belief, thousands of people purchase homes on their own every year in Quebec.<\/p>\n<p>The key factor isn&#8217;t necessarily the number of incomes in the household. What matters most is your overall financial profile.<\/p>\n<p>A single buyer earning $90,000 per year with little or no debt may qualify for a larger mortgage than a couple carrying significant monthly obligations.<\/p>\n<p>Single buyers often succeed by focusing on:<\/p>\n<ul>\n<li>Properties that fit comfortably within their budget<\/li>\n<li>Building a larger down payment<\/li>\n<li>Reducing debt before applying<\/li>\n<li>Choosing areas that offer better value<\/li>\n<li>Improving their credit score before purchasing<\/li>\n<\/ul>\n<p>Before starting your property search, it may be worthwhile to obtain a mortgage pre-qualification. You can even perform a<br \/>\n<a href=\"https:\/\/courtier.multi-prets.com\/b\/?esl-k=google-ads%7Cng%7Cc697155283165%7Cmb%7Ckprequalification%20hypotheque%7Cp%7Ct%7Cdc%7Ca161351333036%7Cg21184118801&amp;gad_source=1&amp;gad_campaignid=21184118801&amp;gbraid=0AAAAADfsc-lsqqSDOgLuCf8nIqtYqiXdO&amp;gclid=CjwKCAjwuO_QBhAWEiwAIkVhUytTj9oXZd9V9t5RkLSxik4jQXQTf0oPkus3zdq7WWVXfM3oNHSRAhoChy4QAvD_BwE\" target=\"_blank\" rel=\"noopener\">mortgage qualification simulation<\/a><br \/>\nto better understand your borrowing capacity before making an offer.<\/p>\n<h2 id=\"couple\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67 Buying Alone vs Buying as a Couple<\/h2>\n<p>Buying as a couple generally increases borrowing power because two incomes are being considered.<\/p>\n<p>However, that doesn&#8217;t automatically mean the approval process will be easier.<\/p>\n<p>Lenders will evaluate:<\/p>\n<ul>\n<li>Both incomes<\/li>\n<li>Both credit scores<\/li>\n<li>Both debt loads<\/li>\n<li>Employment stability<\/li>\n<li>Overall financial history<\/li>\n<\/ul>\n<p>In many cases, proper financial planning a few months before purchasing can significantly improve the final approval amount.<\/p>\n<div style=\"background: #e8f7e8; border-left: 6px solid #2e7d32; padding: 20px; margin: 25px 0; border-radius: 8px;\">\n<p><strong>\ud83d\udca1 Pro Tip<\/strong><\/p>\n<p>Whether you&#8217;re buying alone or as a couple, reducing debt before applying for financing is often one of the fastest ways to improve your purchasing power.<\/p>\n<\/div>\n<h2>\ud83c\udfd8\ufe0f Where Can You Buy in the Laurentians on a Limited Budget?<\/h2>\n<p>One of the easiest ways to increase your buying power is to expand your search area slightly.<\/p>\n<p>Many buyers focus on one specific city and later discover that moving just 10 or 15 minutes away can provide a larger home, a bigger lot, or a more desirable neighborhood.<\/p>\n<p>Several communities in the Laurentians continue to offer excellent value for buyers.<\/p>\n<h3>\ud83d\udccd Saint-J\u00e9r\u00f4me<\/h3>\n<p>Saint-J\u00e9r\u00f4me remains one of the most popular real estate markets in the region thanks to its services, schools, shopping centers, and highway access.<\/p>\n<h3>\ud83d\udccd Pr\u00e9vost<\/h3>\n<p>Pr\u00e9vost attracts buyers looking for a quieter lifestyle while staying close to essential amenities.<\/p>\n<h3>\ud83d\udccd Saint-Colomban<\/h3>\n<p>Large lots and a more rural atmosphere continue to attract families seeking additional space.<\/p>\n<h3>\ud83d\udccd Sainte-Sophie<\/h3>\n<p>Sainte-Sophie remains a strong option for first-time buyers hoping to maximize their investment.<\/p>\n<div style=\"background: #e3f2fd; border-left: 6px solid #1976d2; padding: 20px; margin: 25px 0; border-radius: 8px;\">\n<p><strong>\ud83c\udfe1 Local Market Insight<\/strong><\/p>\n<p>Many buyers discover they can save tens of thousands of dollars simply by expanding their search radius by a few kilometers.<\/p>\n<\/div>\n<h2>\ud83d\udcb5 How Much Income Do You Need for a $300,000, $400,000, $500,000, or $600,000 Home?<\/h2>\n<p>This is one of the most searched questions online.<\/p>\n<p>While every mortgage application is different, the following table provides a realistic starting point.<\/p>\n<table style=\"border-collapse: collapse; border-spacing: 0; width: 100%; border: 2px solid #000;\">\n<thead style=\"background-color: #f4f4f4;\">\n<tr>\n<th style=\"border: 1px solid #000; padding: 10px; text-align: left; font-weight: bold;\">Home Price<\/th>\n<th style=\"border: 1px solid #000; padding: 10px; text-align: left; font-weight: bold;\">Typical Household Income<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #000; padding: 10px;\">$300,000<\/td>\n<td style=\"border: 1px solid #000; padding: 10px;\">$60,000 &#8211; $75,000<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 10px;\">$400,000<\/td>\n<td style=\"border: 1px solid #000; padding: 10px;\">$80,000 &#8211; $100,000<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 10px;\">$500,000<\/td>\n<td style=\"border: 1px solid #000; padding: 10px;\">$100,000 &#8211; $120,000<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 10px;\">$600,000<\/td>\n<td style=\"border: 1px solid #000; padding: 10px;\">$120,000 &#8211; $145,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Remember that these figures are estimates only. Down payment size, debts, credit score, and mortgage rates can all influence the outcome.<\/p>\n<h2>\ud83d\udcb8 Hidden Costs Many Buyers Forget About<\/h2>\n<p>When creating a home buying budget, it&#8217;s easy to focus exclusively on the mortgage payment.<\/p>\n<p>However, several additional expenses are often overlooked.<\/p>\n<ul>\n<li>Land transfer tax<\/li>\n<li>Home inspection<\/li>\n<li>Notary fees<\/li>\n<li>Home insurance<\/li>\n<li>Property maintenance<\/li>\n<li>Snow removal<\/li>\n<li>Lawn care<\/li>\n<li>Unexpected repairs<\/li>\n<li>Appliances<\/li>\n<li>Furniture<\/li>\n<\/ul>\n<p>These expenses can add up to several thousand dollars during the first year of ownership.<\/p>\n<div style=\"background: #fff3cd; border-left: 6px solid #ff9800; padding: 20px; margin: 25px 0; border-radius: 8px;\">\n<p><strong>\u26a0\ufe0f Common Mistake<\/strong><\/p>\n<p>Many buyers use every dollar they have for the down payment and leave themselves with no emergency cushion afterward.<\/p>\n<\/div>\n<h2><\/h2>\n<h2><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-21558\" src=\"https:\/\/samuelj.ca\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-31-mai-2026-a-14_09_45-min.jpg\" alt=\"Increase borrowing capacity\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/samuelj.ca\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-31-mai-2026-a-14_09_45-min.jpg 1536w, https:\/\/samuelj.ca\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-31-mai-2026-a-14_09_45-min-768x512.jpg 768w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/h2>\n<h2><\/h2>\n<h2>\ud83d\udcc8 How Can You Increase Your Borrowing Power?<\/h2>\n<p>If your current budget feels too limited, there are several ways to improve your mortgage qualification.<\/p>\n<ul>\n<li>Pay down credit card balances<\/li>\n<li>Delay purchasing a vehicle<\/li>\n<li>Increase your down payment<\/li>\n<li>Improve your credit score<\/li>\n<li>Add a co-borrower when appropriate<\/li>\n<li>Reduce existing debts<\/li>\n<\/ul>\n<p>A few months of preparation can sometimes increase your purchasing power significantly.<\/p>\n<h2>\ud83d\udcca Real Example: Buying a House with an $80,000 Income<\/h2>\n<p>Let&#8217;s imagine a buyer earning $80,000 per year.<\/p>\n<p>They have a $25,000 down payment, no vehicle loan, and a strong credit score.<\/p>\n<p>In many situations, this buyer could qualify for properties that are considerably more attractive than they initially expected.<\/p>\n<p>By comparison, someone earning the same income but carrying a large car payment, multiple credit card balances, and limited savings may qualify for far less.<\/p>\n<p>This is why speaking with a mortgage professional before setting your budget is always recommended.<\/p>\n<h2>\ud83e\udd14 Is Now a Good Time to Buy a House?<\/h2>\n<p>This question comes up constantly.<\/p>\n<p>The reality is that there is rarely a perfect time to buy.<\/p>\n<p>The best time depends primarily on your personal situation:<\/p>\n<ul>\n<li>Job stability<\/li>\n<li>Available savings<\/li>\n<li>Family plans<\/li>\n<li>Current debt levels<\/li>\n<li>Long-term goals<\/li>\n<\/ul>\n<p>Waiting years for the &#8220;perfect market&#8221; can sometimes cost more than buying when your finances are ready.<\/p>\n<div style=\"background: #e8f7e8; border-left: 6px solid #2e7d32; padding: 20px; margin: 25px 0; border-radius: 8px;\">\n<p><strong>\ud83d\udca1 Key Takeaway<\/strong><\/p>\n<p>The best time to buy a home is often when your personal finances and lifestyle are ready\u2014not when someone claims they can predict the market.<\/p>\n<\/div>\n<h2 id=\"faq\">\u2753 Frequently Asked Questions<\/h2>\n<h3>How much do you need to earn to buy a house in Quebec?<\/h3>\n<p>It depends on the home&#8217;s price, your down payment, existing debts, and mortgage rates. Income is only one part of the equation.<\/p>\n<h3>What is the minimum amount needed to buy a home?<\/h3>\n<p>In addition to the down payment, buyers should budget for notary fees, inspections, land transfer taxes, and an emergency fund.<\/p>\n<h3>Can I buy a house earning $60,000 per year?<\/h3>\n<p>Yes. Many buyers purchase homes with this income level depending on their debts and target market.<\/p>\n<h3>Can you buy a house with a single income?<\/h3>\n<p>Absolutely. Thousands of Quebecers become homeowners on their own every year.<\/p>\n<h3>Do debts affect mortgage approval?<\/h3>\n<p>Yes. Car loans, credit cards, and lines of credit have a direct impact on borrowing power.<\/p>\n<h3>How much can I borrow with a $100,000 income?<\/h3>\n<p>The exact amount varies by lender and financial profile, but generally speaking, it allows access to a higher price range than an $80,000 income.<\/p>\n<h3>Does a larger down payment help?<\/h3>\n<p>Yes. A larger down payment reduces the amount being financed and can improve mortgage qualification.<\/p>\n<h3>Why should I get pre-approved?<\/h3>\n<p>Pre-approval helps you understand your true budget before beginning property visits.<\/p>\n<h3>Can self-employed individuals qualify for a mortgage?<\/h3>\n<p>Yes, although proving income often requires additional documentation.<\/p>\n<h3>Should I buy at the maximum amount I&#8217;m approved for?<\/h3>\n<p>Not necessarily. Many buyers prefer maintaining financial flexibility after moving into their new home.<\/p>\n<h2>\ud83c\udfaf Conclusion<\/h2>\n<p>If you&#8217;re wondering how much you need to earn to buy a house in Quebec, remember that income is only one factor lenders consider.<\/p>\n<p>Your down payment, debt levels, credit score, and overall financial profile all play a major role in determining your purchasing power.<\/p>\n<p>Before starting your search, take the time to get pre-qualified and understand your realistic budget. You may be surprised by the opportunities available to you.<\/p>\n<p>When you&#8217;re ready to start looking for properties, you can browse available listings on<br \/>\n<a href=\"https:\/\/www.centris.ca\/\" target=\"_blank\" rel=\"noopener\">Centris<\/a>,<br \/>\nQuebec&#8217;s most widely used real estate platform for houses, condos, and cottages.<\/p>\n<p>Most importantly, remember that successful homeownership always begins with solid financial preparation. \ud83c\udfe1<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dreaming of becoming a homeowner? One question comes up more than almost any other: How much do you need to earn to buy a house in Quebec? Whether you&#8217;re a first-time buyer, a growing family, or simply looking for a new property, understanding your purchasing power is one of the most important steps before you [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":21556,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[33],"tags":[],"class_list":["post-21560","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-purchase"],"acf":[],"_links":{"self":[{"href":"https:\/\/samuelj.ca\/en\/wp-json\/wp\/v2\/posts\/21560","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/samuelj.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/samuelj.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/samuelj.ca\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/samuelj.ca\/en\/wp-json\/wp\/v2\/comments?post=21560"}],"version-history":[{"count":3,"href":"https:\/\/samuelj.ca\/en\/wp-json\/wp\/v2\/posts\/21560\/revisions"}],"predecessor-version":[{"id":21565,"href":"https:\/\/samuelj.ca\/en\/wp-json\/wp\/v2\/posts\/21560\/revisions\/21565"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/samuelj.ca\/en\/wp-json\/wp\/v2\/media\/21556"}],"wp:attachment":[{"href":"https:\/\/samuelj.ca\/en\/wp-json\/wp\/v2\/media?parent=21560"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/samuelj.ca\/en\/wp-json\/wp\/v2\/categories?post=21560"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/samuelj.ca\/en\/wp-json\/wp\/v2\/tags?post=21560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}